Loan Calculator

Loan Calculator Sri Lanka

Adjust the amount, rate, and term to estimate your repayment, then compare indicative bank personal-loan rates below.

Loan amountLKR 2,500,000
Interest rate15%
Loan term5 years

Indicative bank personal-loan rates

These are published personal-loan rate bands from bank rate pages and do not replace a bank-specific quote.

BankPersonal loan rateUpdated
Commercial Bank
Indicative fixed-rate bands by customer segment and tenor.
11.50% - 15.00%2025-11-19
People's Bank
Published as an official min-max advance-rate range.
13.00% - 15.00%Official rates page
NDB Bank
Official advances-rates table includes several personal-loan products.
12.50% - 13.25%2026-02-17
SDB Bank
Range reflects published SDB personal-loan categories.
14.00% - 19.00%2026-01-23
Union Bank
Official loans page lists both variable and fixed personal-loan pricing.
12.25% variable / 15.00% fixed2025-06-06
Sampath Bank
Official PDF shows professionals from 13.50% upward.
13.50%+2025-02-24
HNB
Published special-rate and customer-segment personal-loan ranges.
13.00% - 17.00%2025-06-02

FAQ

How do I calculate a monthly loan repayment in Sri Lanka?

Enter the loan amount, annual interest rate, and repayment term, then the calculator uses a standard amortization formula to estimate the monthly installment and total repayment.

Does this loan calculator show total interest as well?

Yes. The result shows the estimated monthly payment, total interest across the term, and the full repayment amount.

Are bank fees and insurance included in the loan result?

No. The calculator focuses on the core repayment formula, so bank fees, insurance, taxes, penalties, and product-specific charges are not added automatically.

Can I compare the calculator result with current Sri Lanka bank rates?

Yes. The page also includes indicative published personal-loan rate references so you can compare your scenario against current bank pricing ranges.