Pawning Rates

Pawning Interest Rate Sri Lanka

Compare indicative published Sri Lanka bank pawning and gold-loan rates.

Bank	Pawning rate	Updated
Commercial Bank Official gold-loan and general-pawning table with multiple variants.	11.50% - 12.50%	2026-02-26
People's Bank Published general pawning rate on the official advances page.	14.00%	Official rates page
NDB Bank Official advances-rates page lists pawning and gold-loan variants.	12.00% - 12.50%	2026-02-17
SDB Bank Official rates page lists pawning-related loan bands.	14.50% - 15.00%	2026-01-23
Union Bank Official pawning-advances page lists 12-month pawning and short-term gold-loan rates.	12.50% - 13.50%	2026-01-29
Sampath Bank Official loan-and-advances PDF lists pawning at 12.00%.	12.00%	2025-02-24
HNB Official pawning page publishes rate bands by product and tenor.	11.75% - 12.00%	2025-06-06

These are indicative published pawning and gold-loan rates. Actual pricing can vary by gold purity, tenure, loan type, promotional scheme, and whether the bank treats the facility as general pawning, gold loan, or overdraft against gold.