Mortgage Rates

House Mortgage Rate Sri Lanka

Compare indicative published Sri Lanka bank house mortgage and housing-loan rates.

Bank	Mortgage rate	Updated
Commercial Bank Official home-loan fixed-rate table plus AWPLR-linked option for longer tenor.	10.50% - 14.50%	2025-11-19
People's Bank Published as housing-loan min-max advance-rate range.	12.50% - 15.50%	Official rates page
NDB Bank Official advances page lists home-loan and mortgage-style rates.	11.00% - 12.40%	2026-02-17
SDB Bank Published housing-loan range on the official rates page.	15.00% - 19.00%	2026-01-23
Union Bank Official home-loan page shows indicative housing-loan pricing bands.	12.00% - 13.00%	2025-06-06
Sampath Bank Official PDF lists fixed housing rates from 12.00% plus floating options.	12.00% / AWPLR-linked	2025-02-24
HNB Official home-loan table varies by tenor and salary / customer segment.	10.50% - 15.00%	2025-06-06

These are indicative published housing-loan and mortgage rates. Actual pricing depends on tenure, loan-to-value ratio, salary routing, collateral quality, and whether the bank applies a fixed or AWPLR-linked structure.